Financial Statement Analysis for Credit Decisions
By External Provider
About this course
Learn how banks and financial analysts evaluate the creditworthiness of companies using financial data and business insights. Build practical skills to assess risk, interpret financial statements, and support lending decisions. This course provides a structured introduction to corporate credit analysis. You will learn how credit rating agencies evaluate companies, understand the importance of promoters and management quality, and analyze business strength and competitive positioning. You will develop strong financial analysis skills by examining profit and loss statements, balance sheets, and cash flow data. The course also covers key working capital components such as receivables and trade creditors, helping you assess liquidity and operational efficiency. Through practical examples, you will learn how to interpret financial ratios, evaluate profitability and coverage metrics, and analyze liability structures to determine a company’s ability to meet its financial obligations. By the end of the course, you will be able to confidently assess corporate creditworthiness and apply structured analysis techniques in banking, credit rating, and investment decision-making.
What you will learn
- Analyze financial statements to assess corporate creditworthiness.
- Evaluate business risk, management quality, and competitive position.
- Apply ratio analysis and cash flow metrics for lending decisions.