Fundamentals of Credit Analysis
By External Provider
About this course
This course provides a structured introduction to evaluating credit quality in corporate issuers. Learners examine credit risk fundamentals, the role of credit ratings, the “4 Cs” of credit analysis, and key financial ratios used to assess borrower risk and bond pricing. Through practical examples, participants learn how analysts interpret credit metrics to inform lending, investment, and risk management decisions. Designed for professionals across front, middle, and back-office functions—or those aspiring to such roles—this course benefits individuals in lending, fixed income investment, operations, or risk assessment. No prior credit analysis experience is required; the program builds from foundational concepts to applied analytical techniques. By the end, learners will be able to explain credit risk, analyze financial statements, interpret credit ratings, and compare bonds by credit quality—skills essential for informed decision-making in diverse market conditions.
What you will learn
- Explain the concept of credit risk and how it affects pricing in bonds.
- Discuss the four Cs (Capacity, Collateral, Covenants, and Character) of standard credit analysis.
- Analyze statements, calculate ratios to gauge borrower risk and its impact on debt pricing.
- Compare different types of bonds based on their credit ratings and explain the meaning behind those ratings.